Residential Insurance | Assurancia Groupe Tardif

Residential insurance: find your ideal protection

Whether you are an owner, tenant, or co-owner, we understand that your home is precious and requires suitable insurance.

As home insurance brokers, our mission is to support you throughout your insurance search.

We collaborate closely with you to understand your needs, identify potential risks, and create a personalized plan to protect your home.

Ranked 12th among the largest brokerage firms and 167th among the 300 major SMEs in Quebec, and our collaboration with renowned insurers such as Intact, L’Unique, Aviva, Promutuel... allows us to offer you coverage options adapted to your needs and your budget.

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What our clients say

  • Exemplary courtesy. Everything is just perfect! 

    Sylvain L (Google Review)
    Succursale de Québec

  • Excellent service and attentive staff. I highly recommend it.

    Nicolas B (Google Review)
    Thetford Mines

  • People who listen. Very satisfied.

    Agathe D (Google Review)
    Succursale de Québec

Understand your home insurance contract for peace of mind

When purchasing insurance for your home, make sure you understand what is included in your contract in order to have adequate protection in the event of a claim. It is important to know the basics.

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    Unintentional damage

    If someone is injured in your home or if you damage something at the neighbors by accident, your home insurance protects you with the “Liability” and will cover the costs related to these damage.

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    Your home

    If your house suffers a fire, burglary or a water damage*, home insurance protects your home and helps repair or rebuild your house

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    Personal property

    Home Insurance will cover damage caused to your personal property (furniture, clothing, computers, etc.) if it is damaged inside your home due to theft, fire, or water leak*.

  • Additional protections

    We also offer additional protections to personalize your home insurance. For example: protection against identity theft, bicycle theft, jewelry theft, sewer backups, etc. 

*Some water damages are excluded, others require specific endorsement. 

Save money easily on your residential insurance premium

Save money easily on your residential insurance premium

As a home insurance broker, we advise you to make some adjustments in order to reduce the cost of your home insurance policy.

  • Above all, don’t over-insure your home. Estimate it well and choose the protection adapted to your real needs.
  • Increasing your deductible may reduce the premium, but make sure to be able to pay it in the event of a loss.
  • Install security devices such as alarms or smoke detectors. This protects your home and can even make you save money on your insurance.
  • Review your insurance policy annually to adjust the coverage and discover new offers or discounts.
  • Consider grouping together all your insurance (car insurance and home) with a single insurance company. It could give you some discount.
  • Do you have a good credit rating? If so, this could reduce the cost of your insurance.

By following these advise you should be able to control and even lower the price of your home insurance

Our advice as insurance experts

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For peace of mind, take the time to fully understand your home insurance contract, including what is excluded (earthquakes, etc.) to avoid unpleasant surprises in the event of a claim.

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Maintain regular communication with your broker. Do not hesitate to ask questions, to clarify doubts, or to inform them of any changes which may affect your contract. 

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Frequently asked questions

Q: Is home insurance mandatory in Quebec?

No, home insurance is not mandatory in Quebec. However, it is strongly recommended to subscribe to home insurance to protect your home and property.

Q: Why should I choose Assurancia Groupe Tardif for my home insurance?

Assurancia Groupe Tardif is an experienced brokerage firm, with 70 years of experience in the insurance field (auto insurance, home...). We work in partnership with renowned insurers to offer you best possible coverage. In addition, our team of brokers is there to support you and advise you for all your insurance needs.

Q: What is the difference between Homeowners insurance and tenant insurance ?

Homeowners insurance covers the building, personal property and liability. In contrast,Tenant insurance cover only personal property and liability.

Q: What is the average price of home insurance?

The cost of home insurance depends on the value of the property, its location, the type of building, the proximity or not to the fire station, your previous claims history, the coverage desired. At Assurancia Groupe Tardif, we carefully analyze your needs to offer you the best protection at the fairest price. Do not hesitate to contact us to obtain a quote that will meet your expectations and your budget.

 

Are you having difficulty insuring your home?

Assurancia Groupe Tardif specializes in second chance insurance and has a team that is entirely dedicated to finding solutions for you!

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