Whether it is insurance for a motorboat, fishing boat, sailboat, watercraft, pontoon, it is not mandatory to have boat insurance in Quebec but we strongly recommend that you have one for:
If you have a small boat, a rowboat or a canoe, your insurer may offer to add an endorsement to your home insurance, but for any other type of boat, it is necessary to have specific boat insurance to cover the risks associated with maritime activities.
The price of boat insurance is calculated according to criteria such as: the type of boat, its size, the power of the engine, its use, the level of protection desired...
Regardless of the type of pleasure craft you own, we work with several insurers to find the insurance that meets your needs. Make an appointment with a broker to purchase insurance.
Trust us, Assurancia Groupe Tardif specializes in second chance insurance and has a team dedicated to finding solutions for you!
Non-payment of premiums
Criminal record
Claims frequency
Employment related issues
Interrupted insurance contract
Difficult financial circumstances, including discharged bankruptcy