Search
From personal to professional, we adapt to your needs
The vehicles used in your business operations play a key role in your company’s success. At Assurancia Groupe Tardif, our specialists work with you to offer coverage tailored to your usage, your drivers, and the risks specific to your industry.
Your commercial vehicles are essential to the smooth operation of your business. We support you with insurance solutions tailored to your needs to protect your travel, your operations, and the continuity of your business.
Liability insurance can protect your business in the event of a claim arising from a covered event and help cover the resulting costs, limiting the financial impact on your operations.
Damage protection covers your vehicle in the event of an accident, theft, vandalism, fire, or certain other events covered by your policy. It helps you repair or replace your vehicle following a loss.
Protects vehicles owned by your business according to the coverage selected in your policy.
Whether during travel or at destination, damage can unfortunately occur. This coverage protects your vehicles against damage resulting from a collision, rollover, or certain other covered risks, such as hail or falling objects. You benefit from coverage tailored to the unexpected events that may occur during your travel or transport.
Whether for supply, delivery, or moving products between different sites, transported goods can be exposed to several risks. Cargo insurance can cover losses, theft, or damage sustained during transport, protecting the value of your goods until they reach their destination.
Depending on your needs, several endorsements can be added to your policy, such as replacement cost coverage, replacement vehicle, glass breakage, roadside assistance, or protection for tools, equipment, transported goods, and accessories. It is also possible to increase your liability coverage, cover certain trailers, rented or borrowed vehicles, as well as travel outside Quebec or Canada to adapt your coverage to your business reality.
Accessories and equipment added to your vehicle can also be protected. This coverage can include items such as a utility box or chest, a ladder and its supports, a winch, a lift, a beacon, or other specialized equipment used in your operations.
Our teams answer your most frequently asked questions to help you better understand the available coverage and choose solutions tailored to your needs.
Commercial vehicle insurance is specialized coverage for vehicles used for professional purposes. Unlike standard auto insurance, it includes coverage specific to business needs, such as commercial liability and protection for transported goods. Since professional risks differ from personal risks, standard insurance does not cover damages or liabilities specific to commercial use, which can result in high costs in the event of a loss.
Tailored coverage: it offers coverage adapted to professional needs, such as protection for transported goods and commercial liability. Financial protection: in the event of an accident, repair costs and liabilities can quickly add up. Without appropriate coverage, your business’s financial stability may be at risk. Security and peace of mind: with this insurance, you can focus on your business knowing that your vehicles, drivers, and transported goods are protected in case of the unexpected.
Commercial vehicle insurance covers: Trucks: for transporting goods, Vans: used by tradespeople and service businesses, Company cars: for sales representatives or executives, Utility vehicles: for construction and maintenance businesses, Coaches and buses: for transporting people, Specialized vehicles: such as ambulances and delivery vehicles.
If your vehicles are used to transport tools, equipment, or goods, it is important to verify whether they are protected in the event of theft, accident, or damage.
Coverage is associated with the vehicles and not with an individual. If an employee has an accident with the company vehicle while performing work duties, they are covered.
They generally exclude intentional acts, damage caused by unauthorized use, normal wear and tear, and mechanical breakdowns.
Yes, most insurers allow these adjustments with a premium adjustment.
Yes, many insurers offer fleet insurance policies, often with premium discounts.
It can take anywhere from a few days to a few weeks, depending on the complexity of the loss.
As one of the largest brokerage firms in Quebec with a team of over 120 brokers across 9 branches, our firm is dedicated to property and casualty insurance. We offer a simple, efficient, and transparent approach to our insurance services.
On the phone, reach our specialists who support you by adapting to your needs to offer you the best coverage suited to your business.
Our experts have access to a vast network of insurers to obtain the insurance products that best meet your needs.
Our professionals shop and compare multiple quotes for you to save you time and find the most suitable insurance solutions.
Our brokers search for and negotiate the insurance products best suited to your needs, while ensuring excellent value.
Our team holds several certifications and strictly adheres to industry guidelines, such as the Autorité des marchés financiers (AMF), the Autorité des marchés publics (AMP), and the Registered Insurance Brokers of Ontario (RIBO), ensuring your interests are protected.
Thanks to our presence in communities and the values that unite us, we understand your reality and remain accessible when you need us.
Our team of brokers has in-depth knowledge of the different industries we serve to ensure you get the best coverage options to optimally protect your business.
When the unexpected happens, your broker is by your side. They guide you through every step of the claims process, answer your questions, help you navigate each stage, and ensure your case is handled with the care and attention it deserves.
Here are practical tips, useful tools, and clear explanations to answer your everyday questions.
Our business brokers, with their industry expertise, take the time to understand your business reality to offer you coverage tailored to your needs.
