Construction Contractors: Protect Your Business
As a contractor in the construction sector, every project represents much more than just a financial investment. It's a dream, a vision.
Whether you are involved in residential, commercial, or industrial construction, plumbing and electrical work, heating, or masonry, we offer tailored protection to ensure the continuity of your business against unforeseen events.
Assurancia Groupe Tardif : Your Local Expert
Here’s why we are your ideal partner:
Local expertise: With 70 years of experience and our 9 branches across Quebec, we provide solutions tailored to your local needs.
Customized solutions: We collaborate with insurers such as Intact, Northbridge, Aviva, and L'Unique to find the best offers at the best prices.
Transparent and simplified communication: We help you understand the terms and exclusions of your contracts for informed choices.
Fast and efficient claims processing: In case of a loss, our brokers assist you quickly and efficiently.
Personalized and long-term support: Our dedicated team accompanies you from subscription to claims.
Commitment to customer satisfaction: Your satisfaction is our priority. We offer a high-quality customer experience.
Flexible Protections to Ensure the Sustainability of Your Business
Every business is unique, just like its insurance needs. At Assurancia Groupe Tardif, we offer a range of flexible coverages that specifically adapt to your sector and projects. Discover a sample of our protections.
Civil liability
Covers damages caused to third parties during your work, protecting your business against claims from clients or passersby in case of injury or property damage.
Construction site insurance
Covers material damages occurring on the ongoing site (fires, explosions, vandalism...). This insurance protects the entire site during the construction period.
Defect insurance
Mandatory for construction contractors, it covers hidden defects and poor workmanship for up to ten years after the work is completed, guaranteeing quality and durability for your clients.
Equipment insurance
Insure your tools, equipment, and materials used on construction sites against theft, fire, and other risks, ensuring the continuity of your projects in case of damage or loss.
Commercial vehicle insurance
Covers vehicles used for transporting tools, materials, and employees, including physical and bodily damages in case of an accident.
Goods transport insurance
Protects goods and materials transported between different work sites against risks of loss, theft, or damage during transit.
Mistakes to Avoid When Subscribing to Insurance
Not regularly re-evaluating your insurance: Your insurance needs evolve with the growth of your business. Regularly reassess your coverage to ensure it remains adequate.
Underestimating coverage: Do not choose minimal coverage to save on premiums. In case of a loss, it could cost you much more.
Not declaring all risks: Be transparent with your broker about the risks of your activity. Any omission could lead to a denial of coverage.
Our team is committed to supporting you at every step of the process, ensuring comprehensive support and quick resolution.
Frequently Asked Questions
Can insurance premiums vary depending on the size of the construction site?
Yes, premiums are often adjusted based on the size and complexity of the site, as well as the specific risks involved.
How can I optimize my insurance costs?
By working with our brokers, we negotiate the best offers for you. Additionally, we advise you on risk prevention measures to reduce your premiums.
How can I get a quote for my insurance?
To get a quote, contact us via our website or by phone. Our damage insurance advisors will assess your specific needs and provide a proposal tailored to your construction activities.
How can Assurancia Groupe Tardif customize my insurance policy?
We analyze your specific needs and work with several insurers to offer you tailored coverage.